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MoneySense Best Credit Cards in Canada

Here is the recent history of the Best Credit Cards in Canada. The MoneySense editorial team selects the best credit cards by assessing the value they provide to Canadians across various categories. Our best overall credit cards ranking is based on an extensive list of card details and features, including annual fees, interest rates, welcome offers, rewards earn rates and redemption options, annual income requirements, approval likelihood and speed, and perks such as insurance coverage, purchase protection, roadside assistance, rebates, discounts and airport lounge access. We have also considered the pros and cons of each card to help you determine which ones best suit your financial needs. Our rankings are an unbiased source of information for Canadians. The addition of links from affiliate partners has no bearing on the results. Read more about how MoneySense makes money.

To search for specific cards in specific years, use the search bars below. Slide the columns right or left using your fingers or mouse if you need to. 

Best financial products in Canada 2024

Best credit cards in Canada 2023

Best credit cards in Canada 2022

wdt_ID Category Credit card
1 Best overall cash back credit card Scotia Momentum Visa Infinite
2 Best cash back card for bonus categories CIBC Dividend Visa Infinite
3 Best cash back card for simplicity American Express SimplyCash Preferred
4 Best no fee cash back card Tangerine Money-Back Credit Card
5 Best rewards cards for everyday spending American Express Cobalt Card
6 Best rewards cards for everyday spending (runner up) Scotiabank Gold American Express
7 Best card for perks American Express The Platinum Card
8 Best no-fee card for perks Brim Financial Mastercard
9 Best no-fee card for travel rewards MBNA Rewards Platinum Plus Mastercard
10 Best Aeroplan card TD Aeroplan Visa Infinite
11 Best Air Miles credit card BMO Air Miles World Elite Mastercard
12 Best Visa travel credit card BMO eclipse Visa Infinite
13 Best no-fee card for travel rewards MBNA Rewards Platinum Plus Mastercard
14 Best hotel card Marriott Bonvoy American Express
15 Best credit card for gas CIBC Dividend Visa Infinite
16 Best credit card for groceries Scotia Momentum Visa Infinite
17 Best credit card to shop local (January) Neo Financial Mastercard Essential
18 Best credit card to shop local The Neo Card (standard plan)
19 Best low-interest credit card MBNA True Line Gold Mastercard
20 Best Mastercard Rogers World Elite Mastercard
21 Best secured credit card for building credit Home Trust Secured Visa
22 Best store or retail card PC Financial World Elite Mastercard
23 Best student credit card BMO CashBack Mastercard
24 Best credit card for financial literacy Koho Visa

Best credit cards in Canada 2021

MoneySense Best Online Brokers in Canada

Here is the recent history of the Best Online Brokers in Canada. MoneySense partners with Surviscor, a leading Canadian research and consulting firm specializing in the customer experiences of digital and direct financial services, to collect, organize and analyze the data. The rankings are evaluated using hundreds of data points, including product offering, customer service, fees and more.

Best online brokers 2022

wdt_ID Category Firms
1 Best online broker in Canada – Overall TD Direct Investing
2 Best online broker for fees National Bank Direct Brokerage
3 Best online broker for customer service RBC Direct Investing
4 Best online broker for ETF investing National Bank Direct Brokerage
5 Best online broker for stock investing TD Direct Investing
6 Best online broker for a desktop investor TD Direct Investing
7 Best online broker for a mobile-based investor Questrade Questwealth Portfolios
8 Best online broker for new investors TD Direct Investing
9 Best online broker for seasoned investors TD Direct Investing
Category Firms