When are TFSAs and RRSPs actually taxable?
Here’s what investors should know about the tax payable on U.S. and Canadian stocks in an RRSP and TFSA.
Articles By Jason Heath, CFP:
Work-from-home tax credit: What Canadians can claim
The flat-rate home-office expense deduction is no longer available for 2023. But eligible employees who work from home can...
How to qualify for EI benefits in retirement in Canada
Just because you paid loads into a program doesn't mean you'll get EI benefits when you retire
Can you save on taxes by owning an investment account with your child?
Jointly owning an asset with a child comes with tax and estate implications. Here’s why it may not be...
How to calculate the adjusted cost base of inherited property
What happens if you inherit a property and have no record of its value at that time? How can...
Should retirees consider a home equity sharing agreement (HESA)?
Home owners have a new way to tap their home equity. How does the HESA compare to a reverse...
Should Canadians keep their investment accounts when retiring abroad?
For Canadians who plan to retire to other countries, here’s a primer on the tax implications of leaving accounts...
How to carry back a capital loss for a tax refund
Let’s look at the rules and restrictions around carrying back a capital loss, as well as three things to...
Should you sell investments at a loss to pay off debt?
When paying a high interest rate on debt, does it make sense to sell investments that have fallen before...