Financial planning in your 70s
Be mindful of these money concerns, even after retirement.
Articles By Jason Heath, CFP:
What to do with U.S. dollar RRSPs in retirement
If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...
Should this DIY investor go all in on this international ETF?
You can exclusively hold international ETFs in any Canadian account, without paying a penalty. But there are taxes and...
Do non-residents pay tax on CPP? What if you live in the U.S.?
Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...
Market-linked GICs: The pros and cons for investors
These GICs track the markets, offering low risk and some upside potential to investors. Here’s how to know if...
Are mutual fund fees tax deductible?
Don’t go claiming a deduction for mutual fund fees on your tax return. Why? Because they’ve already been indirectly...
What is considered day trading in a TFSA
The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...
Selling stocks at a loss in a TFSA: What it means for your contribution room
Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...