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Articles By Jason Heath, CFP:

A man moving out from the family home, carrying a box of toys outside of the house,as his ex-wife walks behind him with another box.

Ask a Planner

Do you pay capital gains tax when separating or divorcing?

Concerned about the potential capital gains tax implications of a principal residence after a relationship breakdown?

Do you pay capital gains tax when separating or divorcing?
A senior-age couple outside their house

Pensions

Should you apply for OAS even if you have a high income?

If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...

Should you apply for OAS even if you have a high income?

Taxes

Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?

Sometimes, seniors must move out of their home. What are the tax implications of selling the home? Does principal...

Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?
A man on a call, while sitting at his computer, trying to figure out if he should move his CPP into his RRSPs.

RRSPs

CPP vs RRSP: Can you transfer your CPP to an RRSP?

Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...

CPP vs RRSP: Can you transfer your CPP to an RRSP?
A woman volunteering for a charity

Taxes

What are the tax benefits of donating to charity?

Donating to charity can result in tax savings, but not every claim or organization is tax deductible. Here's what...

What are the tax benefits of donating to charity?
A woman working on her computer

Ask a Planner

What’s involved with an owner withdrawal of cash from a corporation

Linda is approaching retirement with cash in her corporation. She wonders how to withdraw it before or after retirement.

What’s involved with an owner withdrawal of cash from a corporation
A 70-year-old woman sitting back reading a book

Ask a Planner

Do RRIF beneficiaries pay tax?

Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as...

Do RRIF beneficiaries pay tax?
A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A woman approaching early retirement, smiling at her options.

Retirement

How to draw money out of your corporation in retirement

When you have money saved in a corporation, retirement planning can be a little more complicated. But it can...

How to draw money out of your corporation in retirement