Allan Norman, MSc, CFP, CIM

Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.

Would leveraging the equity in a home to invest in dividend-paying investments lead to tax repercussions?

Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...

The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.

Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.

Two siblings’ complex inheritance provides a case study in minimizing death taxes.

Money in a LIRA or LIF is intended to last a lifetime, making it difficult to access more than...

The risk of having too much money left when you die is real. Often realizing this comes too late...

Working Canadian retirees may look at CPP and OAS as extra income. Is putting that money in a TFSA...

Articles By Allan Norman, MSc, CFP, CIM: