Tax-efficient retirement strategy options for Canadians
Presented By
Scotiabank
Articles By Allan Norman, MSc, CFP, CIM:
The tax implications of gifting adult children money and more
A reader asks about investing in his RRSPs after 71, withdrawing from RRIF and a sizable gift of money...
Can I put mutual fund fees back in my account?
Investing fees (MER, TER, trailing) are always hard to swallow, but what if there was a way to manage...
Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...
Bear markets: What’s a long-term investor supposed to do right now?
As we continue our way out of the pandemic, with inflation and dramatic market fluctuations, what is a long-term...
What’s the real value of a robo-advisor?
With inflation, war and COVID, what are your options if you’re wanting a bit more from a robo-advisor? Do...
Should you withdraw from an RRSP to pay bills?
Taking money from your RRSPs early to pay for debt has implications, including taxes, the loss of growth in...
Are fees for your TFSA tax deductible?
From HST to advisory fees, are the charges for a TFSA tax deductible? What is the savviest way to...