“Why do I need a financial plan?”
Presented By
National Bank of Canada
Articles By Allan Norman, MSc, CFP, CIM:
Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...
Bear markets: What’s a long-term investor supposed to do right now?
As we continue our way out of the pandemic, with inflation and dramatic market fluctuations, what is a long-term...
What’s the real value of a robo-advisor?
With inflation, war and COVID, what are your options if you’re wanting a bit more from a robo-advisor? Do...
Can I withdraw from RRSPs to pay bills?
Taking money from your RRSPs early to pay for debt has implications, including taxes, the loss of growth in...
Are fees for your TFSA tax deductible?
From HST to advisory fees, are the charges for a TFSA tax deductible? What is the savviest way to...
How does a spousal RRSP withdrawal work?
Who can claim an RRSP withdrawal as income—the contributor or the spouse—and when it’s best to take any money...
Converting mutual funds: The benefits, the risks and the costs
How to deal with DSC fees when redeeming mutual funds and find out if it’s worth paying the fees....
“Should we refinance our mortgage?”
Rates are significantly lower than the one Jill and Bob have locked into until 2024. Would they save money...