Is it time to search for bond alternatives for your balanced portfolio?
Understanding why you own bonds in the first place can help you decide on possible bond alternatives.
Articles By Allan Norman, MSc, CFP, CIM:
Do you ever have a legal obligation to pay RESP money back to your parents?
Barbara wonders what a time-out from her studies might mean for her Registered Education Savings Plan, and if the...
Are single seniors unfairly penalized at tax time?
Karen wonders if her latest tax bill is too high, and whether there's a way to avoid the social...
Reality-testing your financial plan
John's advisor seems impressive, but he's left out an important consideration: What kind of lifestyle does his client want...
Is probate an inevitable cost for a surviving spouse?
Sandra and her husband have lived in their principal residence for 40 years, but his is the only name...
“How do I become a money coach in Canada?”
Although regulatory requirements in most provinces permit you to provide financial advice or coaching with no education or experience,...
Unconventional ways of investing in a family RESP
Surprise: a lump-sum contribution is likely to result in more money, even though you forgo government grants. Plus, reassurance...
The upside to waiting until age 70 to take CPP benefits
Consider your life expectancy and probable return when making your decision about whether to take government pension benefits as...