RRIF withdrawals: What should seniors with million-dollar portfolios do?
Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?
Articles By Jason Heath, CFP:
How is passive income taxed in Canada?
Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...
Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
How to invest down payment funds while timing the real estate market
Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...
OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....
Marriage or mortgage: Which is the better investment?
Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the...
Should you hold your mortgage inside your RRSP?
Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...
How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...