Should you hold on to unused RRSP contributions?
It may not be a good idea to save up unused RRSP contributions in order to save on future...
Articles By Jason Heath, CFP:
Renting vs. owning: Can you be financially secure without buying a home?
Presented By
National Bank of Canada
Should retirees pay off their mortgages with investments?
A bank advisor tells a just-retired Canadian that using investments to pay off a mortgage is not a good...
What to expect for GICs in 2024
The rates offered on guaranteed investment certificates have skyrocketed over the past two years. Here are considerations for investors...
RRIF withdrawals: What should seniors with million-dollar portfolios do?
Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?
How is passive income taxed in Canada?
Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...
Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
How to invest down payment funds while timing the real estate market
Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...
OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....