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Articles By Jason Heath, CFP:

A man is looking over the city of Stockholm, Sweden, wondering about his investing options as a non-resident of Canada.

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Can a non-resident open an investment account in Canada?

What are the options for investing as a non-resident of Canada? Which is better: an RRSP or a tax-sheltered...

Can a non-resident open an investment account in Canada?
A young farmer stands proudly amongst the first leaves of corn stalks, as he may be getting the farm from his father to avoid taxes.

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Can you gift a farm to your kids to avoid taxes?

The idea to gift property to a family member for a dollar to avoid tax is a common one....

Can you gift a farm to your kids to avoid taxes?
A historic vacation property with private access to the shore that was purchased through a corporation

Real Estate

Should you buy real estate through a corporation?

It can make sense to purchase rental or vacation properties through a corporation, but often it's simpler—and less risky...

Should you buy real estate through a corporation?
A modern condo building against the backdrop of a clear blue sky

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Will you make money on your rental property?

Rental real estate has been a great investment for many Canadians. But how do you assess whether yours is...

Will you make money on your rental property?
A man, sitting at home on his couch, is scrolling through his iPad calendar, to choose a date to retire.

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What time of year should you retire?

When’s the best time to retire? The timing is not always up to you, but if you can choose,...

What time of year should you retire?
A monopoly game is in session, symbolising how a couple could owe each other money with spousal loan strategy.

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How to invest with spousal loans for Canadians—and how to pay it back

There is plenty of advice on setting up a spousal loan for income splitting, but it’s important to know...

How to invest with spousal loans for Canadians—and how to pay it back
To symbolize a split estate, a matriarch is seated at the head of the table with her family grabbing seats at both sides.

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Do you have to split your estate evenly between your children?

Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...

Do you have to split your estate evenly between your children?
A woman sitting at her laptop gazes upward, deep in thought.

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How capital gains tax on property is divided in a divorce

When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?

How capital gains tax on property is divided in a divorce
A man sits outside near hedges, contemplating transferring his home to his daughter's name

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Should you transfer property to a child and then rent it from them?

Satyesh is considering transferring his home to his daughter and then renting it back from her. What are the...

Should you transfer property to a child and then rent it from them?