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Articles By Jason Heath, CFP:

a family is being shown around a rental property that is for sale.

Columns

Cutting down capital gains tax on real estate sales

Defer RRSP contributions to mitigate taxes

Cutting down capital gains tax on real estate sales
A woman in her retirement years sitting at a sewing machine

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Corporate investments for retirees

Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications?

Corporate investments for retirees
a woman sitting in a dark, cool room, with her face warmed by the sun. She's sitting on the floor, leaning her back on the bed.

Life Insurance

How to find a lost life insurance policy

A death in the family is always stressful, but money can make it more so. Here’s expert advice for...

How to find a lost life insurance policy
A man in his 50s, sitting in a college or university library, reading a book.

Save

The process of unlocking a LIRA account in Canada

What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts.

The process of unlocking a LIRA account in Canada
A man moving out from the family home, carrying a box of toys outside of the house,as his ex-wife walks behind him with another box.

Ask a Planner

Do you pay capital gains tax when separating or divorcing?

Concerned about the potential capital gains tax implications of a principal residence after a relationship breakdown?

Do you pay capital gains tax when separating or divorcing?
A senior-age couple outside their house

Pensions

Should you apply for OAS even if you have a high income?

If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...

Should you apply for OAS even if you have a high income?

Taxes

Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?

Sometimes, seniors must move out of their home. What are the tax implications of selling the home? Does principal...

Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?
A man on a call, while sitting at his computer, trying to figure out if he should move his CPP into his RRSPs.

RRSPs

CPP vs RRSP: Can you transfer your CPP to an RRSP?

Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...

CPP vs RRSP: Can you transfer your CPP to an RRSP?
A woman volunteering for a charity

Taxes

What are the tax benefits of donating to charity?

Donating to charity can result in tax savings, but not every claim or organization is tax deductible. Here's what...

What are the tax benefits of donating to charity?