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Articles By Jason Heath, CFP:

A woman working on her computer

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What’s involved with an owner withdrawal of cash from a corporation

Linda is approaching retirement with cash in her corporation. She wonders how to withdraw it before or after retirement.

What’s involved with an owner withdrawal of cash from a corporation
A 70-year-old woman sitting back reading a book

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Do RRIF beneficiaries pay tax?

Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as...

Do RRIF beneficiaries pay tax?
A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A woman approaching early retirement, smiling at her options.

Retirement

How to draw money out of your corporation in retirement

When you have money saved in a corporation, retirement planning can be a little more complicated. But it can...

How to draw money out of your corporation in retirement
A row of houses.

Columns

Affordability tips for first-time home buyers to securing a mortgage

Affordability tips for first-time home buyers to securing a mortgage
A couple enjoying a yoga class in their retirement

RRSPs

Reasons to consider early RRSP and RRIF withdrawals

I get a lot of reader-submitted questions about early RRSP and RRIF withdrawals and how much to take out....

Reasons to consider early RRSP and RRIF withdrawals
A couple in a living room, lively chatting about home ownership

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Joint tenancy vs tenancy in common in Canada: Changing ownership of assets for married and common-law partners

The tax implications of changing land owned jointly as tenants in common to joint tenancy with right of survivorship...

Joint tenancy vs tenancy in common in Canada: Changing ownership of assets for married and common-law partners
man checking investment statement

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How to figure out your investment fees

John is unclear about what he’s paying his advisor, and cannot seem to get a straight answer.

How to figure out your investment fees
white-haired man standing outdoors

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How to avoid OAS clawbacks when you’ve had a temporary increase in income

A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if...

How to avoid OAS clawbacks when you’ve had a temporary increase in income