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Articles By Jason Heath, CFP:

A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A woman approaching early retirement, smiling at her options.

Retirement

How to draw money out of your corporation in retirement

When you have money saved in a corporation, retirement planning can be a little more complicated. But it can...

How to draw money out of your corporation in retirement
A row of houses.

Columns

Affordability tips for first-time home buyers to securing a mortgage

Affordability tips for first-time home buyers to securing a mortgage
A couple enjoying a yoga class in their retirement

RRSPs

Reasons to consider early RRSP and RRIF withdrawals

I get a lot of reader-submitted questions about early RRSP and RRIF withdrawals and how much to take out....

Reasons to consider early RRSP and RRIF withdrawals
A couple in a living room, lively chatting about home ownership

Ask a Planner

Joint tenancy vs tenancy in common in Canada: Changing ownership of assets for married and common-law partners

The tax implications of changing land owned jointly as tenants in common to joint tenancy with right of survivorship...

Joint tenancy vs tenancy in common in Canada: Changing ownership of assets for married and common-law partners
man checking investment statement

Ask a Planner

How to figure out your investment fees

John is unclear about what he’s paying his advisor, and cannot seem to get a straight answer.

How to figure out your investment fees
white-haired man standing outdoors

Ask a Planner

How to avoid OAS clawbacks when you’ve had a temporary increase in income

A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if...

How to avoid OAS clawbacks when you’ve had a temporary increase in income
woman sitting at desk

Ask a Planner

Incorporated business owners: Should you pay yourself a salary?

If you own an incorporated business, you can pay yourself a salary—but sometimes it’s the wrong choice.

Incorporated business owners: Should you pay yourself a salary?
grey-haired man sitting in leather armchair

Ask a Planner

Transferring employer pensions to LIRAs, LIFs and RRSPs

Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that...

Transferring employer pensions to LIRAs, LIFs and RRSPs