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Articles By Jason Heath, CFP:

couple holding hands by the waterfront

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IVF and adoption costs in Canada

Having kids can be expensive for every family—but for Canadians with fertility issues, there are added financial and non-financial...

IVF and adoption costs in Canada
A couple in their mid-50s sits on a bench along the water in front of of condo buildings.

Investing

Selling your house? Here’s where to invest the proceeds

What to do with the proceeds of a house sale, RRSPs and TFSAs? Invest. Here's how robo-advisors might work.

Selling your house? Here’s where to invest the proceeds
older man speaking on mobile phone

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How to stop debt or pension payments after someone has died

Jarnail’s son passed away recently, yet his student loan payments continue to be withdrawn. What should his next steps...

How to stop debt or pension payments after someone has died
Older man and younger man working on home repairs

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Can you claim a principal residence exemption on real estate occupied by a child?

Jim has lived in his home, rented part of it to a tenant, and currently has his son living...

Can you claim a principal residence exemption on real estate occupied by a child?
older man at laptop computer

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New investment approaches for risk-averse Canadians

Old-school investors may find the capital preservation techniques they have relied on in the past won't work the same...

New investment approaches for risk-averse Canadians
man and woman looking at each other in their home

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Understanding income attribution and how to deal with it at tax time

Paul and his wife have a non-registered investment account and want to make sure they are reporting the income...

Understanding income attribution and how to deal with it at tax time
retired couple looking lovingly at each other

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Maximizing spousal RRSP contributions in your 70s

Don wants to know exactly when is the cutoff for contributions in his wife’s case, and when to convert...

Maximizing spousal RRSP contributions in your 70s
man's hands folded over laptop computer

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Should you always split your pension income?

Narayan wants to know the best ways to save income tax, given the disparity between his income and his...

Should you always split your pension income?
tiny house exterior at sunset

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Tax implications of building a laneway suite

Any time a homeowner becomes a landlord, there may be GST/HST and income tax owing—and the amounts can be...

Tax implications of building a laneway suite