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Articles By Jason Heath, CFP:

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Should you hold gold in a RRIF?

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

Should you hold gold in a RRIF?
Canadian couple in the kitchen of their cottage as they contemplate selling and if they an avoid taxes.

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Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Can I sell my cottage tax-free?
Canadian mom and child at the cottage she inherited from her father and shares with her siblings and step mom.

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Inheriting cottage and the capital gains implications

Jill's late husband left her a cottage. What happens if she transfers ownership to her stepchildren?

Inheriting cottage and the capital gains implications
Leaving a cottage to family and capital gains

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Reducing capital gains on a cottage

With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage

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What happens when you can’t manage your investments anymore?

Your kids believe it’s time for someone else to manage your money, but you’re used to doing it on...

What happens when you can’t manage your investments anymore?

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Capital gains tax when renting out your former principal residence

There may be tax implications to renting out your home after moving out of it. There are also some...

Capital gains tax when renting out your former principal residence
Two brothers fishing at their Canadian cottage.

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Selling a cottage to a family member: What that means for capital gains

If the property was bought before 1994, there may already have a $100,000 capital gains deduction.

Selling a cottage to a family member: What that means for capital gains
Canadian family saying goodbye to the cottage they're selling.

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Tax deductible expenses when selling a cottage in Canada

Minimize capital gains taxes on the sale of a cottage in Canada by making smart reno choices.

Tax deductible expenses when selling a cottage in Canada
A man sits in the grass with this grandson, who is drinking from a cup

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When and how to transfer an RESP for grandchildren

Grandparents, relatives and even family friends can open an RESP account. What should they consider from an estate planning...

When and how to transfer an RESP for grandchildren