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Articles By Jason Heath, CFP:

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans

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Which types of pension income can be split with your spouse in retirement?

Splitting income with your spouse can help you to pay less tax. Here are some types of retirement income...

Which types of pension income can be split with your spouse in retirement?
A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

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Is now the time for retirees to sell stocks and buy GICs?

Is now the time for retirees to sell stocks and buy GICs?

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The benefits and flexibility of family RESPs

The benefits and flexibility of family RESPs
A woman is looking at her notice of assessment to determine her RRSP contribution room.

RRSPs

How do the RRSP contribution carry-forward rules work?

How do the RRSP contribution carry-forward rules work?

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Should you hold gold in a RRIF?

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

Should you hold gold in a RRIF?
Canadian couple in the kitchen of their cottage as they contemplate selling and if they an avoid taxes.

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Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Can I sell my cottage tax-free?
Canadian mom and child at the cottage she inherited from her father and shares with her siblings and step mom.

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Inheriting cottage and the capital gains implications

Jill's late husband left her a cottage. What happens if she transfers ownership to her stepchildren?

Inheriting cottage and the capital gains implications
Leaving a cottage to family and capital gains

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Reducing capital gains on a cottage

With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage