After inheriting a RRIF account, how to know what you owe the taxman
Randy’s wife is the beneficiary of her late mother’s RRIF, and she wants to avoid penalties and interest on...
Articles By Jason Heath, CFP:
How does a LIRA work after a pension transfer?
Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be...
What to do when banks give questionable financial advice to seniors
Mel can't get a straight answer from his bank about his investment fees and is looking for some input...
What it takes to retire at 45
Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus...
How to calculate capital gains tax for an employee share purchase plan
Kelly is confused about how to calculate the capital gains tax on her company savings plan shares.
Getting the most out of retirement income planning with an older spouse
Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...
Disability, income splitting and tax reduction
Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in...
Why it’s still worth it for high-income seniors to apply for OAS
Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...
The limits of Old Age Security survivor benefits
Lillian lost her husband and wants to know what happens to his Old Age Security pension.