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Articles By Jason Heath, CFP:

Ask a Planner

How much you should pay in fees on your work savings plan

Talk to your employer about lower-fee group savings options

How much you should pay in fees on your work savings plan
taxes joint accounts

Taxes

Avoid tax traps when opening a joint investment account

Beware of spousal attribution.

Avoid tax traps when opening a joint investment account

Taxes

Work abroad? Your income is fair game for the CRA

To avoid this, you need to break ties with Canada

Work abroad? Your income is fair game for the CRA

Ask a Planner

Should I raid my RRSP to pay off my line of credit?

It's tempting to cash out RRSPs but watch out for the tax bite

Should I raid my RRSP to pay off my line of credit?

Pensions

How to reinstate OAS after it’s clawed back

There is a form to fill out, but it's entirely optional

How to reinstate OAS after it’s clawed back

Taxes

Why incorporation isn’t always a magical tax fix

Sandie’s wife has a small business she plans to run for the next few years. Is she better off...

Why incorporation isn’t always a magical tax fix

Financial Planning

Should we take dad’s money now to avoid probate?

Hold your horses! It's not your money just yet...

Should we take dad’s money now to avoid probate?

Taxes

Avoiding tax and probate when passing down a rental property

Putting a child on the title of a rental house could be like playing a game of whack-a-mole

Avoiding tax and probate when passing down a rental property

Pensions

Timing CPP and OAS with workplace pensions

Even if you expect a 'bridge' payment from your DB pension, deferring CPP makes sense

Timing CPP and OAS with workplace pensions