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Articles By Jason Heath, CFP:

goalie defending to illustrate defensive stocks

Investing

When to load up on defensive stocks

Timing the market is difficult; instead, focus on your own asset allocation and risk tolerance

When to load up on defensive stocks
senior retiree man planning for retirement

Retirement

Do I need to retire my debt, before I retire myself?

It might make more sense to pay off debt later

Do I need to retire my debt, before I retire myself?

Retirement

How can I use my extra RRSP room when I retire?

You can't use up next year's room this year, but there are ways to put that room to work

How can I use my extra RRSP room when I retire?

Financial Planning

Is an RRSP worth it if you’re retiring abroad?

It makes sense from a tax perspective but might make investing a hassle

Is an RRSP worth it if you’re retiring abroad?
rrsp withdrawals

Debt

When using RRSP money for debt is a bad idea

You may have to withdraw twice the amount you owe

When using RRSP money for debt is a bad idea

Ask a Planner

How to evaluate your Group Savings Plan at work

Is Renee paying too much for her investments?

How to evaluate your Group Savings Plan at work
dividend stocks

Taxes

Owning Canadian stocks as a U.S. resident

What are the capital gains consequences?

Owning Canadian stocks as a U.S. resident
pension LIRA

Financial Planning

LIRA regrets

This woman's husband transferred his workplace pension to a high-fee LIRA and is looking for a smarter solution

LIRA regrets
A mother and her young son smile and share a pair of earbuds

Insurance

How to choose the right insurance

Tara isn’t sure if mortgage, life or disability insurance is the right way to go for her and her...

How to choose the right insurance