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Articles By Justin Dallaire:

Friends sit together on a rooftop overlooking a sky filled with hot air balloons

Credit Cards

The best travel credit cards in Canada for 2025

These impressive Canadian travel credit cards can help turn your everyday spending into flights, hotels and more.

The best travel credit cards in Canada for 2025

My MoneySense

Justin Dallaire on making the right money decisions for you (not your bank)

MoneySense’s senior editor, Justin Dallaire, answers the My MoneySense questionnaire for MoneySense’s 25th anniversary.

Justin Dallaire on making the right money decisions for you (not your bank)
View of the upper floor of a house under beautiful skies

Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

The Canadian mortgage stress test, explained
Young twin girls hold hands and dance, excited by their family's purchase of another home.

Real Estate

It’s possible to be a first-time home buyer twice—here’s how

Some government programs apply a flexible definition of “first-time home buyer.” Find out what it can mean for you....

It’s possible to be a first-time home buyer twice—here’s how
A man and woman celebrate the purchase of their second home by dancing in the living room

Real Estate

Buying a second home: How it works in Canada

Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...

Buying a second home: How it works in Canada

Spend

Canada’s inflation rate and what it means for your investments

Canada’s Consumer Price Index fell below target in September. How should that influence your choice of stocks, bonds and...

Canada’s inflation rate and what it means for your investments

Credit Cards

“I’m interested in visiting Europe”: How this student can build a credit score while earning valuable travel rewards

We pick two credit cards that could be the perfect match for a student with modest income and big...

“I’m interested in visiting Europe”: How this student can build a credit score while earning valuable travel rewards
Costco storefront

Spend

CIBC Costco Mastercard review: Is it the best credit card for Costco in Canada?

Customers can use any Mastercard at Costco check-outs. We break down if Costco’s store-branded card is really the best...

CIBC Costco Mastercard review: Is it the best credit card for Costco in Canada?

Home Insurance

Does home insurance cover wildfire damage?

Here’s what’s covered if your home or rental apartment has been damaged in a wildfire and how to file...

Does home insurance cover wildfire damage?