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Articles By Margaret Montgomery:

A woman negotiates her salary in the workplace in Canada.

MoneyFlex

How to negotiate a higher salary and come out winning

If you are struggling with the higher cost of living in Canada and you need more income, you could...

How to negotiate a higher salary and come out winning
A man sits at a wooden desk and holds a cup of coffee while browsing on his laptop.

Taxes

2023 tax season primer: Our roundup of the best 25 tax tips for Canadians

Can you still claim work-from-home expenses? What is capital gains tax and how does it work? We answer all...

2023 tax season primer: Our roundup of the best 25 tax tips for Canadians
A man who is struggling financially seeks help from a counsellor.

MoneyFlex

Where to get help if you’re struggling financially (and mentally)  

Money problems can cause anxiety, stress and other mental health issues. Find out how to get help with debt...

Where to get help if you’re struggling financially (and mentally)  
A person populates their monthly budget in excel.

Budgeting

MoneySense’s free Excel template for your monthly budget

If you’re looking for a free Excel budget template in Canada, then this tool is for you. Start planning...

MoneySense’s free Excel template for your monthly budget
A person writes their financial goals and new years resolutions in a notebook.

MoneyFlex

10 SMART financial goals to set for 2024

10 SMART financial goals to set for 2024
Two young women in work aprons look at a smartphone

Financial literacy

Say what?! 5 financial buzzwords we kept hearing in 2023

We’ve picked five words and phrases that capture the financial mood of 2023. From quiet hiring to soft saving,...

Say what?! 5 financial buzzwords we kept hearing in 2023
Coworkers discuss their retirement savings plans.

MoneyFlex

The best way to save for retirement in your 20s

Financial experts often tell young people to start investing early to benefit from compound growth. But what if you...

The best way to save for retirement in your 20s
Canadian de-influencer Jennifer Wang is pictured in front of fall foliage.

Shopping

What do de-influencers really do?

This de-influencer wants to help Canadians shop smarter and more sustainably. Read our Q&A to learn more about her...

What do de-influencers really do?
Danica Nelson is a travel influencer who shares her money-saving travel hacks.

MoneyFlex

Travel hacks to help you save money on your next trip

Here are some ways Canadians can save money on travel for holiday vacations and beyond—including flight hacks, thrifty destinations...

Travel hacks to help you save money on your next trip