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Articles By Penelope Graham:

Mortgages

Making sense of the Bank of Canada interest rate decision on March 12, 2025

Making sense of the Bank of Canada interest rate decision on March 12, 2025
A house in Edmonton, one of the areas that worsened in Canada for home affordability in January 2025.

Mortgages

Why are mortgages so expensive in Canada?

Why are mortgages so expensive in Canada?
House with Canadian flag: Will the housing markets open with the Bank of Canada's Jan. 29 rate announcement?

Mortgages

Making sense of the Bank of Canada interest rate decision on January 29, 2025

Making sense of the Bank of Canada interest rate decision on January 29, 2025
Photo of a holiday gift cut with scissors—symbolizing a December Bank of Canada rate cut.

Mortgages

Making sense of the Bank of Canada interest rate decision on December 11, 2024

Making sense of the Bank of Canada interest rate decision on December 11, 2024
Photo by emojiisland

Mortgages

Making sense of the Bank of Canada interest rate decision on October 23, 2024

Making sense of the Bank of Canada interest rate decision on October 23, 2024

Mortgages

Making sense of the Bank of Canada interest rate decision on September 4, 2024

Making sense of the Bank of Canada interest rate decision on September 4, 2024
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do I need to qualify for a mortgage in Canada?

How much income do I need to qualify for a mortgage in Canada?
Canadian holding keys to a new home, in hopes that the Bank of Canada rate announcement will have an impact on mortgage rates.

Columns

Making sense of the Bank of Canada interest rate decision on July 24, 2024

Making sense of the Bank of Canada interest rate decision on July 24, 2024
Fireworks for the June 5 BoC lower rate announcement

Mortgages

Making sense of the Bank of Canada interest rate cut on June 5, 2024

Making sense of the Bank of Canada interest rate cut on June 5, 2024