Ask a Planner Archives

Retirement planning for couples with a significant age difference calls for realistic projections but also flexibility.

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and opportunities...

A lot of spousal loans and other prescribed rate loans were established over the past 10 years. How do...

What to know about filing taxes after a death in Canada, including notifying the CRA, executor duties, final returns,...

Short answer: Yes. But to take advantage of this amazing tax shelter, you need to understand the CRA’s rules...

Is rent from a family member or common-law partner taxable? Learn when it counts as income, what expenses you...

A CFP breaks down how severance and salary continuance are taxed, and explains when corporations do (and don’t) make...

Shareholder loans are often misunderstood by incorporated business owners. It is important to consider the tax implications.

Many investors disparage bonds—with good reason. You have to determine what problems these investments solve and whether there are...