How to invest down payment funds while timing the real estate market
Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...
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OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....
Marriage or mortgage: Which is the better investment?
Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the...
Should you hold your mortgage inside your RRSP?
Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...
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How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
FHSA withdrawal rules and rental property advice for a first-time home buyer
Renting out part of your new home may help cover some costs. But would it still be considered a...
Should you use home equity to buy a house for your kids?
Some parents want to help their kids move out by borrowing against their home. Here’s how interest rates and...
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CPP and disability: When should you retire and start your pension?
When collecting disability, retiring early is an option. But find out how that can impact disability income and retirement...