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A two-prong arrow graphic to symbolize retirees choice for withdrawing from registered and unregistered accounts

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Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

Registered vs non-registered accounts: Where retirees should make withdrawals
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Do non-residents pay tax on CPP? What if you live in the U.S.?

Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...

Do non-residents pay tax on CPP? What if you live in the U.S.?
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Investing

How recession fears are shaping investor behaviour and emotions

In the first quarter of 2023, investors wrestled with fast-changing market conditions. Here are some takeaways and tips on...

How recession fears are shaping investor behaviour and emotions

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Market-linked GICs: The pros and cons for investors

These GICs track the markets, offering low risk and some upside potential to investors. Here’s how to know if...

Market-linked GICs: The pros and cons for investors

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Are mutual fund fees tax deductible?

Don’t go claiming a deduction for mutual fund fees on your tax return. Why? Because they’ve already been indirectly...

Are mutual fund fees tax deductible?

TFSAs

What is considered day trading in a TFSA

The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...

What is considered day trading in a TFSA
Man is reading the T5 from cashing in his whole life insurance policy, and checking his notes from when he bought it.

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How to calculate the taxable amount for a cashed-in whole life insurance policy

Is a whole life insurance cash value taxable? Spoiler: Yes. But find out how to calculate the taxable amount....

How to calculate the taxable amount for a cashed-in whole life insurance policy
A man thinks about the stock losses in his TFSA as he jogs through a leafy park

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Selling stocks at a loss in a TFSA: What it means for your contribution room

Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...

Selling stocks at a loss in a TFSA: What it means for your contribution room

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For Canadians living abroad, is it worth investing in foreign ETFs?

Canadians with extra savings overseas may wish to invest in foreign ETFs. However, there may be alternatives with less...

For Canadians living abroad, is it worth investing in foreign ETFs?

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