What to do with U.S. dollar RRSPs in retirement
If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...
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Should this DIY investor go all in on this international ETF?
You can exclusively hold international ETFs in any Canadian account, without paying a penalty. But there are taxes and...
Registered vs non-registered accounts: Where retirees should make withdrawals
When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...
Do non-residents pay tax on CPP? What if you live in the U.S.?
Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...
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How recession fears are shaping investor behaviour and emotions
In the first quarter of 2023, investors wrestled with fast-changing market conditions. Here are some takeaways and tips on...
Market-linked GICs: The pros and cons for investors
These GICs track the markets, offering low risk and some upside potential to investors. Here’s how to know if...
Are mutual fund fees tax deductible?
Don’t go claiming a deduction for mutual fund fees on your tax return. Why? Because they’ve already been indirectly...
What is considered day trading in a TFSA
The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...
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How to calculate the taxable amount for a cashed-in whole life insurance policy
Is a whole life insurance cash value taxable? Spoiler: Yes. But find out how to calculate the taxable amount....