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Is it better to be an employee or self-employed?

Here’s a primer for Canadians on choosing between employment and self-employment for a new work arrangement.

Is it better to be an employee or self-employed?
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Borrowing from your HELOC to invest in equities

You can use a HELOC for leveraged investing. But what happens if you sell your home and want to...

Borrowing from your HELOC to invest in equities
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Update on bare trust tax filing rules for 2024 and beyond

Bare trust reporting requirements have gone through a few different iterations in recent years. Here’s where things stand for...

Update on bare trust tax filing rules for 2024 and beyond
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Which savings should retirees draw down first?

Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...

Which savings should retirees draw down first?

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What happens to an RESP for grandchildren when you die?

Opening an RESP is a great way to contribute to your grandchildren’s education costs. But what happens if you...

What happens to an RESP for grandchildren when you die?

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Tax implications of adding a child’s name to your rental property

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans

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Which types of pension income can be split with your spouse in retirement?

Splitting income with your spouse can help you to pay less tax. Here are some types of retirement income...

Which types of pension income can be split with your spouse in retirement?

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Two shiny red apples and a green apple are shown to symbolize the comparison of GICs and annuities for retirement

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Annuity vs. GIC: What makes sense for retiring?

Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.

Annuity vs. GIC: What makes sense for retiring?

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