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What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

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What expenses can you deduct when renovating a rental property?

The purpose of the renovations, as well as the occupancy of the building, can influence whether the expenses are...

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Are your deposits at Canadian financial institutions safe?

The failure of Silicon Valley Bank has highlighted risks in the U.S. banking system. Should Canadians with large deposits...

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How spouses with joint accounts should claim capital losses

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Scotiabank

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Can you save tax by moving into your rental property?

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Scotiabank

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What to do with U.S. dollar RRSPs in retirement

If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...

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What ETFs should a millennial couch potato invest in?

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National Bank Direct Brokerage

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Should this DIY investor go all in on this international ETF?

You can exclusively hold international ETFs in any Canadian account, without paying a penalty. But there are taxes and...

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Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...