Ask a Planner

Should this DIY investor go all in on this international ETF?

You can exclusively hold international ETFs in any Canadian account, without paying a penalty. But there are taxes and...

Ask MoneySense

Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

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Do non-residents pay tax on CPP? What if you live in the U.S.?

Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...

Investing

How recession fears are shaping investor behaviour and emotions

In the first quarter of 2023, investors wrestled with fast-changing market conditions. Here are some takeaways and tips on...

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Market-linked GICs: The pros and cons for investors

These GICs track the markets, offering low risk and some upside potential to investors. Here’s how to know if...

Mortgages

What happens to your mortgage after a divorce?

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Credit Canada

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Are mutual fund fees tax deductible?

Don’t go claiming a deduction for mutual fund fees on your tax return. Why? Because they’ve already been indirectly...

TFSAs

What is considered day trading in a TFSA

The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...

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Selling stocks at a loss in a TFSA: What it means for your contribution room

Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...