What time of year should you retire?
When’s the best time to retire? The timing is not always up to you, but if you can choose,...
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How to invest with spousal loans for Canadians—and how to pay it back
There is plenty of advice on setting up a spousal loan for income splitting, but it’s important to know...
Market outlook: Stock prices have started rising—will the good vibes last?
July 2022 was the best month to be invested since the pandemic began. Here’s what this means for investors,...
Do you have to split your estate evenly between your children?
Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...
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Does it make sense to use a line of credit to pay off credit card debt?
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Is the family responsible to pay the mortgage for a loved one who has passed away?
When a home owner dies with money owing on the property, the type of ownership determines who is accountable...
How capital gains tax on property is divided in a divorce
When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?
Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...
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Should you transfer property to a child and then rent it from them?
Satyesh is considering transferring his home to his daughter and then renting it back from her. What are the...