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interest rates hourglass investment

Bonds

GIC vs. aggregate bond ETF: Which is best for a retiree?

This investor wants some protection against rising interest rates

GIC vs. aggregate bond ETF: Which is best for a retiree?
inheritance

Financial Planning

Tax-free way to pass on an inheritance while still alive

Sabina wants $30K to be used for her grandkids' education. Should she transfer it to her son's RRSP?

Tax-free way to pass on an inheritance while still alive
do you need an rrsp to retire?

Retirement

Do you really need an RRSP to retire?

Riza is worried about retiring without an RRSP. But do you even need one?

Do you really need an RRSP to retire?

Investing

Which fixed-income ETFs are best for RRSPs?

Here's how they differ and the pros and cons of each

Which fixed-income ETFs are best for RRSPs?

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Investing

What to do with a $2.4 million retirement portfolio

Paul also has $130K a year in pension income for life

What to do with a $2.4 million retirement portfolio

Taxes

How does a missed HBP payment affect your bottom line?

If you miss one multiple times, it can get costly

How does a missed HBP payment affect your bottom line?

Retirement

Is it okay to retire with debt?

Steve has debt but also has a generous DB pension. Should he retire?

Is it okay to retire with debt?

Retirement

Borrowing to invest in an RRSP to avoid OAS clawback

Martin is still employed and wants to lower his taxes and OAS clawback

Borrowing to invest in an RRSP to avoid OAS clawback

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Insurance

Does life insurance beat investing to cover final taxes?

This couple needs to offset $400,000 in estate taxes

Does life insurance beat investing to cover final taxes?

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