How dual residents should save for education
Whether it's an RESP in Canada or an ESP in the U.S., which account is the most tax efficient?
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Turning investment income into mortgage payments
For conservative investors, paying down debt provides a great return
Using pension money to pay down debt
Vanquishing all debt before retirement is ideal but not always absolutely necessary
Is a Couch Potato good for large portfolios?
Pooled funds are one option for large portfolios but not necessarily the best
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The one thing your will doesn’t always decide
When it comes to investments, naming a beneficiary may supersede a will
Does the 15% withholding tax apply to capital gains?
And who reports withholding taxes to the IRS—me, or the investment company?
Paying into CPP when you work past your 60s
In Canada, paying into CPP if you work—at whatever age—is mandatory
Who gets what in a blended family with no will?
There are no guarantees of who will inherit the estate
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The best way to rebalance multiple couch potatoes
TFSA, RRSP and LIRA accounts require special attention once a year