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will

Financial Planning

We have few assets. Can we skip having a will?

If you have kids, you need a will. Here's why

We have few assets. Can we skip having a will?

Taxes

How dual residents should save for education

Whether it's an RESP in Canada or an ESP in the U.S., which account is the most tax efficient?

How dual residents should save for education

Debt

Turning investment income into mortgage payments

For conservative investors, paying down debt provides a great return

Turning investment income into mortgage payments

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Using pension money to pay down debt

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Using pension money to pay down debt

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financial advisor

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Is a Couch Potato good for large portfolios?

Pooled funds are one option for large portfolios but not necessarily the best

Is a Couch Potato good for large portfolios?
will

Financial Planning

The one thing your will doesn’t always decide

When it comes to investments, naming a beneficiary may supersede a will

The one thing your will doesn’t always decide
Wall Street

Taxes

Does the 15% withholding tax apply to capital gains?

And who reports withholding taxes to the IRS—me, or the investment company?

Does the 15% withholding tax apply to capital gains?
retirement planning

Pensions

Paying into CPP when you work past your 60s

In Canada, paying into CPP if you work—at whatever age—is mandatory

Paying into CPP when you work past your 60s

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Financial Planning

Who gets what in a blended family with no will?

There are no guarantees of who will inherit the estate

Who gets what in a blended family with no will?

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