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retirement plan

RRIFs

Ways to reduce taxable income in retirement

Larry has more money saved than he can possibly spend. He wants a RRIF strategy to cut taxes

Ways to reduce taxable income in retirement
new will

Financial Planning

What to do if you don’t trust the executor of a will

This reader thinks her brother will keep everything from their parents' will.

What to do if you don’t trust the executor of a will
A young man empties a lawn mower bag

Taxes

Tax traps for the self-employed

Know your employment status to avoid a surprise tax bill.

Tax traps for the self-employed
lease or buy

Auto

Should seniors lease or buy a new vehicle?

A lower monthly payment with leasing can actually be more expensive in the long run.

Should seniors lease or buy a new vehicle?

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rrsp withdrawals

Taxes

Pay less tax on RRSP withdrawals

Live in the U.S. ? Income level and the state you live in affect taxation

Pay less tax on RRSP withdrawals

Financial Planning

How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

How business owners should time CPP and OAS
capital gains tax

Taxes

Paying capital gains tax on a loss

Will Stefan end up paying more tax, even though his rental condo fell in price since he bought it?

Paying capital gains tax on a loss
future investment returns probate fees

Ask MoneySense

Should I sell my high-fee mutual funds?

This move can be worth the penalty paid. Here's why

Should I sell my high-fee mutual funds?

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life insurance

Life Insurance

Cut tax while cashing in a whole life policy

Whole life insurance policies can be tricky but there are ways to withdraw money tax efficiently

Cut tax while cashing in a whole life policy

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