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financial advisor

Ask MoneySense

Is a Couch Potato good for large portfolios?

Pooled funds are one option for large portfolios but not necessarily the best

Is a Couch Potato good for large portfolios?
will

Financial Planning

The one thing your will doesn’t always decide

When it comes to investments, naming a beneficiary may supersede a will

The one thing your will doesn’t always decide
Wall Street

Taxes

Does the 15% withholding tax apply to capital gains?

And who reports withholding taxes to the IRS—me, or the investment company?

Does the 15% withholding tax apply to capital gains?
retirement planning

Pensions

Paying into CPP when you work past your 60s

In Canada, paying into CPP if you work—at whatever age—is mandatory

Paying into CPP when you work past your 60s

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Financial Planning

Who gets what in a blended family with no will?

There are no guarantees of who will inherit the estate

Who gets what in a blended family with no will?
ETFs TD active vs passive

Columns

The best way to rebalance multiple couch potatoes

TFSA, RRSP and LIRA accounts require special attention once a year

The best way to rebalance multiple couch potatoes

Investing

How to invest a $50,000 inheritance

Here's the best thing to do with a windfall right now

How to invest a $50,000 inheritance

Taxes

How to get the most out of the capital gains exemption

Not everyone qualifies for the lifetime capital gains exemption, but there are other options

How to get the most out of the capital gains exemption

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retirement plan

RRIFs

Ways to reduce taxable income in retirement

Larry has more money saved than he can possibly spend. He wants a RRIF strategy to cut taxes

Ways to reduce taxable income in retirement

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