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It’s important to understand your policy—“replacement value” isn't the same as covering the cost of purchasing a new vehicle.
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My insurance company is really trying to screw me. Firstly, I got into an accident and they are trying to tell me the car is a right off. I had hit some black ice and went into a ditch and had some cosmetic damage to the front of the vehicle. Needed new windshield, front tires, part of the grill ext. Yet the vehicle was still running fine. I had also just put $3000 worth of new parts into the vehicle three weeks prior, new radiator, struts, water pump, calipers, axel ext. That they won’t take into consideration. They are trying to tell me almost $15,000 to fix it which is ridiculous. It’s. 2003 keep Liberty limited. The value of the car is between 4000-8000. And I have sent them about 300 screen shots of the same vehicle same milage, year everything. And all they will give me is $2000. Not even enough to buy a used vehicle on the market these days with the Inflation of everything. We are still waiting for our deposit back from the car rental place they have yet to pay back, and ignored us for over a month giving us wrong contact information to reps that don’t exsists, wrong emails and phone numbers. Like I am at my wits end. What do I do?? My wife has injuries from the accident and no one will even call us back about that either. And she can barely walk. And has now not been able to work nor have I been able.to get to work and we have spent hundreds on cabs to get around. I am at my wits end. Can you offer any advice please!!! Thank you so much.
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