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Can seniors claim home renos on a tax return? If so, which ones?

Canadian seniors may be eligible for a tax credit on safety-related home renovations. Let’s look at the credits available...

Columns

Should I cash my RRSP to pay off my mortgage?

Four reasons why you might not want to tap your RRSPs to become mortgage-free.

Investing

Invest or pay off debt: A comprehensive guide for Canadians

Is it better to invest your money or use it to pay down your mortgage or other debt? It...

Canadian Crypto Observer

Will bitcoin crash in 2025?

Bitcoin is alive and well, three ways to buy crypto in Canada, and what to know about crypto capital...

Ask a Planner

How is a non-registered account taxed upon death?

Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...

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Moving money from RRSPs, RRIFs and TFSAs in retirement

To have liquidity and reduce taxes, Canadians can move money between registered accounts. But what are the tax, contribution...

Cash Allocation

HISAs vs. bonds and GICs: Where should Canadians hold their cash?

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Cash Allocation

Your home sold—now what?

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How does a spouse’s death impact your TFSA contribution room?

A tax-free savings account inherited from a spouse is subject to special treatment. Here’s how it may impact the...