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Retired Money

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The four phases of retirement

Not more than 20 to 25% of retirees ever reach Phase Four

The four phases of retirement

Annuities

RRIF or annuity? How about both.

Converting 30% of your holdings to annuities is the best option for those without DB pensions

RRIF or annuity? How about both.
retirement income for life

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A guide to having retirement income for life

Decumulation tactics for the near-retired

A guide to having retirement income for life
retirement planning

Annuities

An annuity that pays off —if you live long enough

A new program promises to "save seniors from cat food"

An annuity that pays off —if you live long enough

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RRSP contribution limit

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How to ‘find’ cash for your RRSP contribution

Tap other investments to come up with the money to invest

How to ‘find’ cash for your RRSP contribution
tfsa for retirement. older man putting money into piggy bank

Columns

How seniors can use TFSAs to have more in retirement

Since TFSAs were only introduced in 2009, most retirees have their money in RRSPs. But TFSAs could be a...

How seniors can use TFSAs to have more in retirement
ladder leading up to represent laddering annuities

Annuities

Beef up retirement cash flow

Laddering annuities means you have peace of mind without missing out on rising interest rates

Beef up retirement cash flow

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The best time to start CPP —if you don’t know when you will die

Taking benefits later can pay off. But here's the case for taking CPP sooner

The best time to start CPP —if you don’t know when you will die

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Bonds

How to boost your retirement income by 50%

Study points retirees to focus on income generation vs. returns

How to boost your retirement income by 50%

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