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Should I cash my RRSP to pay off my mortgage?

Four reasons why you might not want to tap your RRSPs to become mortgage-free.

Should I cash my RRSP to pay off my mortgage?
Canadian deciding between debt and investing holds two piggy banks.

Investing

Invest or pay off debt: A comprehensive guide for Canadians

Is it better to invest your money or use it to pay down your mortgage or other debt? It...

Invest or pay off debt: A comprehensive guide for Canadians
Two gold bitcoins sit on top of a peak, poised to roll down

Canadian Crypto Observer

Will bitcoin crash in 2025?

Bitcoin is alive and well, three ways to buy crypto in Canada, and what to know about crypto capital...

Will bitcoin crash in 2025?

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How is a non-registered account taxed upon death?

Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...

How is a non-registered account taxed upon death?

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Canadian couple sitting together, wondering about moving money from RRSPs, RRIFs and TFSAs in retirement

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Moving money from RRSPs, RRIFs and TFSAs in retirement

To have liquidity and reduce taxes, Canadians can move money between registered accounts. But what are the tax, contribution...

Moving money from RRSPs, RRIFs and TFSAs in retirement
Middle-aged couple taking a selfie at a restaurant

Cash Allocation

HISAs vs. bonds and GICs: Where should Canadians hold their cash?

HISAs vs. bonds and GICs: Where should Canadians hold their cash?
A middle-aged couple dance in their new condo
Your home sold—now what?

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How does a spouse’s death impact your TFSA contribution room?

A tax-free savings account inherited from a spouse is subject to special treatment. Here’s how it may impact the...

How does a spouse’s death impact your TFSA contribution room?

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Investing

Making sense of the markets: Looking at 2025

What does 2025 have in store for Canadian investors? Who knows. But there are some trends to keep an...

Making sense of the markets: Looking at 2025

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