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The MoneySense Glossary for personal finance and investing terms—for Canadians

Need a definition? To find a term, browse glossary by letter. Come here often? Bookmark this page so you can come back any time.

  1. A
  2. B
  3. C
  4. D
  5. E
  6. F
  7. G
  8. H
  9. I
  10. J
  11. L
  12. M
  13. N
  14. O
  15. P
  16. Q
  17. R
  18. S
  19. T
  20. U
  21. V
  22. Y

A

Adjusted cost base Advance care directive ALDA Amortization period Animal spirits Annualized return Annuity APR Assets

B

Bank Bank draft Bank of Canada Bankruptcy Basis point Benchmark home price Benchmark interest rate Beneficiary Blockchain Blue-chip stocks Bonds Bubble Bull and bear markets

C

Caisse populaire Call option Canada Child Benefit (CCB) CAPE ratio Capital gains Capital loss Capitalism Carry trade Cash surrender value Cash value CDIC CDR CIPF Cold storage Compound interest Consumer proposal Contents insurance CPI CPP benefits Credit score Credit union Credit utilization ratio Crypto mining Crypto staking Cryptocurrency Currency hedging

D

Debt ceiling Debt-to-income ratio Decentralized app Decentralized finance Deductible Deemed disposition Deferred sales charge Defined benefit Discount broker Diversification Dividend Dividend reinvestment plan Dividend tax credit Dollar-cost averaging Down payment

E

Earnings per share (EPS) Emergency fund Employment insurance (EI) Equity ESG ETFs Executor

F

FHSA Financial planning Fintech Foreign exchange (FX) fees Fundamental analysis Futures

G

GDP GICs GIS Gross debt service ratio Growth stocks

H

Hahal investing Halal mortgage Hawkish Hedge fund HELOC High-interest savings account HODL Home Buyers’ Plan Home insurance

I

Index funds Inflation Insurance premium Interest International Monetary Fund (IMF) Intrinsic value Inverted yield curve Investment savings account IPO

J

Joint tenancy

L

Laddering Land transfer tax Lien Life insurance Line of credit LIRA

M

Fixed-rate mortgage Managed futures Margin Marginal tax rate Market cap MER Minimum wage Money market fund Mortgage Mortgage loan insurance Mortgage term Mutual fund Reverse mortgage

N

Negative interest rates Neobank Net income NFTs Non-refundable tax credits Notice of assessment

O

OAS Open banking Open mortgage Option

P

Partial deregistration fee Passive income Payday loan Pension bridge benefit Power of attorney Prepayment penalty Prepayment privilege Price-to-earnings ratio Prime rate Principal (investing) Proof-of-stake Proof-of-work Property tax Provision for credit losses (PCL) Put option

Q

Qualitative analysis Quantitative analysis

R

RDSP Rebalancing REIT RESP Restrictive covenant Rider RRIF RRSP

S

Segregated fund Share buyback Short selling Smart contract Socially responsible investing Soft landing Stablecoin Stock index Stock market returns Stock split Stocks Strike price Support payments Swap-based ETF

T

T1 general form T4, T4A, T4E forms Tax treaty Tax-loss harvesting Technical analysis Tenant insurance Tenants in common TER TFSA TINA, TIAA, TARA and CINDY Tontine Total debt service ratio Tracking error Trigger rate Trust

U

U.S. withholding tax UBI Universal basic income

V

Value stocks Variable-rate mortgage Viatical settlement Volatility

Y

Yield curve

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