Canadian Dental Care Plan news: Coverage expanding on May 1
Starting May 1, more Canadians can apply for dental care coverage. Find out if you’re eligible for the CDCP and what dental services are covered.
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Starting May 1, more Canadians can apply for dental care coverage. Find out if you’re eligible for the CDCP and what dental services are covered.
Starting on May 1, the Canadian Dental Care Plan (CDCP)—a federal program designed to make dental care more affordable for those Canadians without access to dental insurance—will be open to more age groups.
Here’s when you can apply for the CDCP, if you’re between 18 and 64 years old:
Age group | When you can apply |
---|---|
55 to 64 years old | May 1, 2025 |
18 to 34 years old | May 15, 2025 |
35 to 54 years old | May 29, 2025 |
The CDCP is already accepting applications from the following groups, for the coverage period ending on June 30, 2025:
You can apply for the Canadian Dental Care Plan online. For the current coverage period, you will need to have filed your 2023 income tax return and received your notice of assessment (NOA).
Announced by the Liberal government as part of its 2023 budget, the CDCP aims to improve access to dental care for Canadians with an adjusted net family income below $90,000 and no private insurance.
Application dates for the CDCP have been rolling out gradually since the end of 2023, starting with the Canada Dental Benefit (CDB) for kids under age 12. As of late March 2025, more than 3.4 million Canadians were approved to participate in the CDCP, and nearly 1.7 million received care, according to government data. About 25,000 oral health providers are currently participating in the program. Eligible providers include dentists, dental hygienists, dental specialists, denturists, and dental schools and educational institutions for oral health professions.
According to the Canada Revenue Agency (CRA), adjusted family net income (AFNI) is:
To be eligible for the CDCP, Canadians must meet these four requirements:
If you already have dental coverage through a provincial, territorial or federal government social program, you can still qualify for the CDCP. Your benefits will be co-ordinated between programs.
The CDCP Status Checker is an online tool you can use to check the progress of your Canadian Dental Care Plan application, for yourself or your child. Access the Canadian Dental Care Plan Status Checker.
The CDCP pays a portion of the cost for a wide range of oral health care services, including:
CDCP coverage ranges from 40% to 100% of the service cost, at CDCP established fees. Your level of coverage depends on your adjusted family net income (AFNI).
Adjusted family net income | CDCP coverage for eligible service costs, at CDCP established fees | Your co-payment |
---|---|---|
Lower than $70,000 | 100% | 0% |
$70,000 to $79,999 | 60% | 40% |
$80,000 to $89,999 | 40% | 60% |
Source: Government of Canada
Note that if the cost of services is higher than what the CDCP covers, you may face additional charges (no matter what your family income is), paid directly to your oral health provider.
The government advises: “Before receiving oral health care, you should always ask your oral health provider about any costs that won’t be covered by the plan. Make sure you know what you’ll have to pay directly to your oral health provider before accepting and receiving treatment.” See examples of CDCP co-payments.
Canadians already enrolled in the CDCP can renew their coverage for 2025–2026 after filing their 2024 income tax return and receiving their NOA from the CRA.
You can renew using the Canadian Dental Care Plan online renewal application. You’ll need to have your client number handy—check your renewal letter from Service Canada or your CDCP member card.
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I have been told by my dentist that the plan only covers one hour of preventative scaling/cleaning per year. Is this true? (If so, this is outrageous). No where, on any site I have looked at, answer or deal with this question.
It is hard to find a dentist that is participating in the program.
Red tape seems to be the issue.
My 94 YO mother got approved received her card, and no dentist will accept it as payment for dental cleaning. They all say it is t worth it for them to partake in the program. I wrote a Liberal MP for help with no reply.
All of the info regarding treatments and frequencies is here: anada.ca/en/services/benefits/dental/dental-care-plan/guide
Four units of scaling per 12 month period is indicated.
“If you already have dental coverage through a provincial, territorial or federal government social program, you can still qualify for the CDCP. ” Why would you need 2 different Dental Plans. I am assuming they would cover the same things and have similar amount?
The correct web page for treatments covered and frequencies is this:
canada.ca/en/services/benefits/dental/dental-care-plan/guide
The “c” in canada didn’t appear in my first post.
Also, it is important to note that a further disqualifier for the program is any sort of HSA, health spending account. It does not matter how much $$ of a HSA a person can access, just the availability of funds disqualifies people/families. For the 2024 tax year, and onward, tax slips will indicate whether a person has an HSA.
This plan disqualifies anyone who already has any access to a dental plan benefit (opt in or out) regardless of if it is only $500 per calendar year and that’s just for BASIC CARE ONLY (Empire Life). This is so unacceptable as it holds many who need this plan coverage hostage to a benefit provider that has way less than adequate coverage for Canadians. There needs to be a top up for those in this situation all of whom pay into this federal dental benefit via taxes paid.