How is investment income taxed in Canada?
A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...
RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...
Top 5 questions about family RESPs
If you have multiple kids or grandchildren, a family RESP can help you save for their college or university...
Contributing to your grandchild’s RESPs: What grandparents need to know
Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...
What is the RESP contribution deadline?
An RESP can stay open for up to 35 years, but here’s why you still need to pay attention...
Reducing risk in an RESP: How to invest as your kid approaches college or university
An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...
RESP vs. RRSP and TFSA: What’s the best option for education savings?
Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...
The top 5 questions about RESPs
What can an RESP be used for? What’s the best strategy for RESP withdrawals? Embark’s CEO answers these common...
How much money does the government contribute to an RESP?
Government grants are one of the biggest reasons why Canadians open registered education savings plans for their kids. Here’s...