A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
Top 25 timeless personal finance books
These 25 books, chosen by MoneySense contributors, money experts and finfluencers, will help you invest better, retire earlier, find...
Reducing capital gains on a cottage
With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...
How the $10-a-day child care program can affect your taxes
The new subsidized child-care spaces are indeed a bargain, but they come with reduced tax benefits. Here’s how to...
Single, no pension? Here’s how to plan for retirement in Canada
There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...
Canadian seniors, watch out for these scams
Financial fraud is proliferating and growing ever more sophisticated. How to protect yourself and your elderly loved ones from...
You have to sell a cemetery plot—will you owe capital gains tax?
Cemetery plots in some big Canadian cities can be worth $50,000 or more. Their sale or deemed disposition may...
Canadians are financially stressed—is money trauma to blame?
Feeling financially stressed? Learn how to differentiate money tension from money trauma and find pathways to healing.