Is an RRSP loan a good idea?
Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply...
How to set financial goals that are realistic and achievable
Goal setting is an important financial strategy, but the key is to set goals that are realistic, relevant and...
What is a capital loss?
When you sell an investment, you may experience a capital loss. Find out what this means and how you...
Do you have to split your estate evenly between your children?
Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...
How capital gains tax on property is divided in a divorce
When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?
5 surprises to avoid when switching mortgages before your term ends
Switching your mortgage can save you money—but be careful not to pick an offer that reduces that benefit by...
Bear markets: What’s a long-term investor supposed to do right now?
As we continue our way out of the pandemic, with inflation and dramatic market fluctuations, what is a long-term...
What are the taxes on transferring real estate to your kids?
Joan and her partner own the condo her son lives in, but they want to transfer ownership to him....