Make amends with the people you hurt because of money
Debt Diaries, Step Nine: It's time to make amends
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Debt Diaries, Step Nine: It's time to make amends
One woman’s 12-step path of recovery from debt addiction. Step Nine involves making direct amends to the people you have wronged, except when to do so would injure them or others
We go to the people we have harmed, we apologize, we do this without expectation of reward (or anything really)… and then we move on to the next person. We do not take action that will harm someone else, even if it might feel delicious to do so.
READ STEP 8: Make a list of the people you’ve harmed
At this point, I had taken a good look at my financial life and, thanks to the steps leading up to this, I had become aware of some of the damage I had caused. Step Nine, I learned, was about clearing out the rubbish of the past so that I could move forward with a little less clutter.
In Step Eight, I had made my list of people harmed. Now it was time to make amends. The idea being that I could slightly lessen the crushing grand piano of guilt and shame I felt about all my monetary tomfoolery.
However, this step was tricky for me because so many of the names on my list were of financial institutions… and the bankruptcy had erased my debts to them. The people on the list, well, many of those people I owed money to. Seeing as I was trying to support myself and live in an expensive city and continue paying back the debt that had not been erased by the bankruptcy … that left almost nil to pay them back.
READ STEP 10: My money problems can’t be fixed by reading ‘The Wealthy Barber’
For one relative, I had to write a kind of embarrassing letter telling them that I wanted to pay them back in full, but that I couldn’t do it presently, and that I would have to make small payments, and that I would pay it off eventually… and when I cringed and couldn’t send the letter, I had to make a round of calls and be reminded that humility is not humiliation.
What I learned:
Tips on what to do:
Jane Dough is a pseudonym. The writer has decided to remain anonymous
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