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Financial Planning

“We paid off our mortgage early. What now?”

It's important to make a plan for your new, excess cash flow—bumping up retirement savings and emergency funds are...

“We paid off our mortgage early. What now?”

Debt

Credit during COVID-19: accessing the best credit in Canada right now

Living paycheque to paycheque used to be manageable. But with the coronavirus pandemic, money is tighter than ever. Here’s...

Credit during COVID-19: accessing the best credit in Canada right now
Parents of a teenage son, contemplating paying off mortgage or investing in an RESP.

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Is it better to pay down our mortgage or ramp up contributions to our teen’s RESP?

Making accelerated mortgage payments can pay down a mortgage faster. But what about other financial goals, like RESPs? How...

Is it better to pay down our mortgage or ramp up contributions to our teen’s RESP?

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10 things you can do to save money and eliminate debt

Easy tips to get you started on your personal finance journey.

10 things you can do to save money and eliminate debt

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What’s the best way to pay for a master’s degree in the U.S.?

Sonia, 27, hopes a graduate degree will boost her career prospects. She has savings in a TFSA, RRSP and...

What’s the best way to pay for a master’s degree in the U.S.?

Debt

Can Nolan and Theresa pay off their debt and retire at 56?

They want $70,000 gross annually for life

Can Nolan and Theresa pay off their debt and retire at 56?
osap repayment student loans

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Unpaid OSAP loans can haunt your credit for years

Here's what you have to do to qualify for better loan rates

Unpaid OSAP loans can haunt your credit for years

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Sharing your spouse’s debt might be unwise

How merging family debt in a second mortgage raises risks

Sharing your spouse’s debt might be unwise

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Have credit card debt? Raid that savings account

The solution is simple when interest rates are higher on your debt than your savings account.

Have credit card debt? Raid that savings account

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