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Estate Planning

A senior-age couple in party clothes celebrate a birthday

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Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.

Should RRIF withdrawals be based on the younger spouse’s age?
woman looking down at calculations

Ask a Planner

Financial gifts: What you need to know before giving money or investments

Whether you're giving to a family member or a cause you believe in, these considerations will help ensure your...

Financial gifts: What you need to know before giving money or investments
A man with a wedding band is meeting with a lawyer to go over will documents.

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Can you avoid probate taxes on TFSAs?

Find out how to shield TFSAs from probate taxes, when no beneficiary or successor has been named for the...

Can you avoid probate taxes on TFSAs?
A grandmother hugs her grandchild in the early morning

Estate Planning

How to leave money to your grandkids

If you’re a grandparent and want to leave money to your grandchildren, here are tips on how best to...

How to leave money to your grandkids

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A middle-aged man drinks coffee in a cafe

Ask MoneySense

“Why do I need a financial plan?”

“Why do I need a financial plan?”
Three seniors are sitting at a table posing for a selfie photo as they play poker together. it's a symbolic photo representing how tontines work.

Retired Money

Tontines in Canada: Moving from theory to practice as a solution to our retirement crisis

You may be hearing about new products that sound like tontines, even if they’re not called tontines. Here’s why....

Tontines in Canada: Moving from theory to practice as a solution to our retirement crisis
An adult man, acting as power of attorney, hugs his senior mom. He's wondering about gifting her assets while she's in a home.

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Gifting a parent’s assets using a power of attorney

As power of attorney, does it make sense to divide up a parent’s assets before their death?

Gifting a parent’s assets using a power of attorney
A young farmer stands proudly amongst the first leaves of corn stalks, as he may be getting the farm from his father to avoid taxes.

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Can you gift a farm to your kids to avoid taxes?

The idea to gift property to a family member for a dollar to avoid tax is a common one....

Can you gift a farm to your kids to avoid taxes?

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A historic vacation property with private access to the shore that was purchased through a corporation

Real Estate

Should you buy real estate through a corporation?

It can make sense to purchase rental or vacation properties through a corporation, but often it's simpler—and less risky...

Should you buy real estate through a corporation?

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