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Why a reverse mortgage should be a last resort for most Canadian retirees

Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Mortgages

How much income do I need to qualify for a mortgage in Canada?

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Ratehub

FHSA

Can you use the FHSA and HBP together?

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Fidelity Investments Canada ULC

Credit Cards

What happens if you don’t use your credit card?

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Credit Canada

Financial Planning

David Miller Certified Financial Planner

Meet David Miller David Miller’s specialty is in helping successful Canadian individuals and families uncover and address their investment...

Shopping

Will food prices keep going up? Check the weather

From farm to table: How extreme weather affects prices along the food supply chain.

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Annuity vs. GIC: What makes sense for retiring?

Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.

Ask MoneySense

Is now the time for retirees to sell stocks and buy GICs?

Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...