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Retirement

Retirement

What to do if you outlive your retirement savings

Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...

What to do if you outlive your retirement savings
Photos of the leaders of the NDP, Liberals, Conservatives and Green Party

News

How the federal election affects your finances

Here’s how proposals from the NDP, Liberals, Conservatives and Green Party could affect your cash flow—and maybe help decide...

How the federal election affects your finances
Seniors estate planning

Ask MoneySense

Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?

Ask a Planner

Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?

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Canadian using his cell phone to check our Best robo-advisors in Canada ranking for 2024.

Investing

Best robo-advisors in Canada for 2025

Find out which Canadian robo-advisors offer the lowest fees, best support, top returns, and more, with MoneySense’s 2025 guide.

Best robo-advisors in Canada for 2025
Canadian man at 71 thinking about his RRIF withdrawal plan on a walk.

Retired Money

How to make sure you have enough money to fund your RRIF withdrawals

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

How to make sure you have enough money to fund your RRIF withdrawals
An older couple does stretches in a park

Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security
A senior-age woman looks at her tablet on a park bench.

Retirement

CPP payment dates in 2025, and more to know about the Canada Pension Plan

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

CPP payment dates in 2025, and more to know about the Canada Pension Plan

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Ask a Planner

When and how should I start drawing on my retirement savings?

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...

When and how should I start drawing on my retirement savings?

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