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Financial Planning

Retirement

What to do if you outlive your retirement savings

Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...

What to do if you outlive your retirement savings
Seniors estate planning

Ask MoneySense

Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?

Ask a Planner

Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?
Hand holding a caution sign, symbolizing the Bank of Canada's caution messages with this week's rate hold.

Mortgages

Making sense of the Bank of Canada interest rate decision on April 16, 2025

Making sense of the Bank of Canada interest rate decision on April 16, 2025

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Canadian man at 71 thinking about his RRIF withdrawal plan on a walk.

Retired Money

How to make sure you have enough money to fund your RRIF withdrawals

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

How to make sure you have enough money to fund your RRIF withdrawals
A Canadian landlord showing a property to potential tenants for the 2025 tax year.

Income Properties

Rental income and taxes: What’s new for Canadian property owners in 2025

Whether you have renters in your home or another property, know that the money you make can affect your...

Rental income and taxes: What’s new for Canadian property owners in 2025

Investing

How should young Canadians invest in bonds?

Young investors have many ways to build the fixed-income portion of their portfolios. Experts say to keep these two...

How should young Canadians invest in bonds?
A Canadian woman with friends, whom she is considering creating a corporation to invest.

Ask a Planner

Should you set up a corporation with friends to invest?

What to consider when deciding to incorporate a company with friends to buy real estate and more.

Should you set up a corporation with friends to invest?

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Financial Planning

Bob Joyce, financial advisor

Meet Bob Joyce, an advice-only financial planner based in Hacketts Cove, N.S.

Bob Joyce, financial advisor

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