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Financial Planning

Canadian man holding up multiple credit cards.

Credit Cards

What does opening or cancelling a credit card do to my credit score?

What does opening or cancelling a credit card do to my credit score?
A young man working in a garden centre

Earn

What is the CPP enhancement?

Contributions to the Canada Pension Plan have gone up in 2024. Here’s why, and how much more you’ll pay...

What is the CPP enhancement?
Two men pushing an oversized bitcoin.

Investing

Making sense of the markets this week: January 21, 2024

What’s going on with crypto (thanks, U.S. markets), American bank earnings reports, Delta’s earnings flying high (or not), and...

Making sense of the markets this week: January 21, 2024

Taxes

Canada’s income tax brackets for 2023, plus the maximum tax you’ll pay based on income

Quickly find your federal and provincial tax brackets to help you prep for your 2023 income tax return.

Canada’s income tax brackets for 2023, plus the maximum tax you’ll pay based on income

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A couple reviews their mortgage options over a cup of coffee

Mortgages

Fixed or variable mortgage rate: Which should you choose?

After nearly two years of interest rate increases, cuts may be on the horizon—here’s what that means for current...

Fixed or variable mortgage rate: Which should you choose?
A man reviews his capital losses on his cellphone at the office

Ask a Planner

How to carry back a capital loss for a tax refund

Let’s look at the rules and restrictions around carrying back a capital loss, as well as three things to...

How to carry back a capital loss for a tax refund
A middle-aged woman in a business suit works on her laptop

Ask a Planner

Should you sell investments at a loss to pay off debt?

When paying a high interest rate on debt, does it make sense to sell investments that have fallen before...

Should you sell investments at a loss to pay off debt?

My MoneySense

Why actor Isabel Kanaan says overnight success and wealth are similar

Finances can be serious stuff, but this comedic actor shares about her first job, buying her home with her...

Why actor Isabel Kanaan says overnight success and wealth are similar

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A man holding a pie chart: showing how assets are allocated in a portfolio as we cover the asset winners of 2023.

Investing

Making sense of the markets this week: January 14, 2024

What asset classes did best last year? Short sellers lose their shirts, Canadian housing market refuses to go down,...

Making sense of the markets this week: January 14, 2024

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