Retired Money

Delaying CPP and OAS to age 70: Is it worth the wait?

The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...

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Do you have to split your estate evenly between your children?

Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...

Life Insurance

5 reasons to buy life insurance—right now

An effective financial plan goes beyond saving and investing. Life insurance can also be a key element in achieving...

loans

Does it make sense to use a line of credit to pay off credit card debt?

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Credit Canada

Credit Cards

Five money hacks to reduce credit card debt

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MBNA

Estate Planning

Is the family responsible to pay the mortgage for a loved one who has passed away?

When a home owner dies with money owing on the property, the type of ownership determines who is accountable...

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How capital gains tax on property is divided in a divorce

When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?

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Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...

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Co-ownership: Are there any tax implications if you sell part of your house to a relative?

A finance expert addresses capital gains taxes, possible tax credits, and other factors related to co-ownership of a home.