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Financial Planning

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IVF and adoption costs in Canada

Having kids can be expensive for every family—but for Canadians with fertility issues, there are added financial and non-financial...

IVF and adoption costs in Canada
A couple in their mid-50s sits on a bench along the water in front of of condo buildings.

Investing

Selling your house? Here’s where to invest the proceeds

What to do with the proceeds of a house sale, RRSPs and TFSAs? Invest. Here's how robo-advisors might work.

Selling your house? Here’s where to invest the proceeds
older man speaking on mobile phone

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How to stop debt or pension payments after someone has died

Jarnail’s son passed away recently, yet his student loan payments continue to be withdrawn. What should his next steps...

How to stop debt or pension payments after someone has died
older man at laptop computer

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New investment approaches for risk-averse Canadians

Old-school investors may find the capital preservation techniques they have relied on in the past won't work the same...

New investment approaches for risk-averse Canadians

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concerned woman speaking on cellphone and looking at laptop

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What are the tax consequences of real estate joint ownership when one owner dies?

It can get complicated, especially if the surviving owner resides overseas—where that country's tax laws may apply as well.

What are the tax consequences of real estate joint ownership when one owner dies?
couple looking at laptop screen

Taxes

Wealthsimple Tax review 2021

We break down what to expect from this "pay what you wish" income tax return preparation platform, offered by...

Wealthsimple Tax review 2021
man and woman looking at each other in their home

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Understanding income attribution and how to deal with it at tax time

Paul and his wife have a non-registered investment account and want to make sure they are reporting the income...

Understanding income attribution and how to deal with it at tax time
retired couple looking lovingly at each other

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Maximizing spousal RRSP contributions in your 70s

Don wants to know exactly when is the cutoff for contributions in his wife’s case, and when to convert...

Maximizing spousal RRSP contributions in your 70s

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man reading smartphone on coffee break

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Reality-testing your financial plan

John's advisor seems impressive, but he's left out an important consideration: What kind of lifestyle does his client want...

Reality-testing your financial plan

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