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GICs

Mortgages

Making sense of the Bank of Canada interest rate decision on September 4, 2024

Making sense of the Bank of Canada interest rate decision on September 4, 2024
Bank of Canada sign at its office building in Ottawa

News

Bank of Canada lowers interest rate again and may change pace of next cuts

The central bank’s third consecutive rate cut brings key interest rate down to 4.25%.

Bank of Canada lowers interest rate again and may change pace of next cuts
A Canadian investor trying to decide between GICs, bonds and bond funds (bond mutual funds and bond ETFs).

GICs

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Investing

Making sense of the markets this week: September 1, 2024

Did Nvidia fail to meet expectations? Plus, why National Bank is a star among the mixed bag of Canadian...

Making sense of the markets this week: September 1, 2024

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Investing

Markets response to U.S. Federal Reserve

Wall Street rises toward records after U.S. Fed says “time has come” for rate cuts.

Markets response to U.S. Federal Reserve

Investing

Making sense of the markets this week: August 25, 2024

Canada’s railway-bound economy screeches to halt, inflation is down, Target shares rebound and TD to pay $4-billion penalty.

Making sense of the markets this week: August 25, 2024

Investing

Making sense of the markets this week: August 18, 2024

Falling U.S. inflation leads to rate cut certainty, Walmart’s strong quarter, Barrick beats Franco-Nevada for the gold metal, and...

Making sense of the markets this week: August 18, 2024
Two shiny red apples and a green apple are shown to symbolize the comparison of GICs and annuities for retirement

Ask a Planner

Annuity vs. GIC: What makes sense for retiring?

Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.

Annuity vs. GIC: What makes sense for retiring?

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A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

Ask MoneySense

Is now the time for retirees to sell stocks and buy GICs?

Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...

Is now the time for retirees to sell stocks and buy GICs?

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